Most of the online websites
you see nowadays are selling their products, services
or their Auctions are accepting Credit Cards, which
is making eCommerce, a Multi Billion Dollar Industry.
This Article will tell you how you can do the same and
join the other millions of users selling online and
accept Credit Card payments online.
More users trust their computers
now and use their Credit Cards for online Shopping.
Computer Security is becoming more powerful and most
of the transactions go smoothly which is a trust bond
between the Buyer and the merchant.
Choosing a Online
Credit Card Service
There is a lot of Credit
Card Scam online these days, websites claiming to be
large companies, serving millions of customers. Do a
Google search on the Credit Card company name and domain
and see what results come up and what other people have
to say about the company. People usually leave their
comments about the companies in forums or their websites
which is accessible to Google and other Search Engines.
If you are still not sure about a company, do a WHOIS
search of the company domain. And see if their profile
looks real enough to be trusted, you can do WHOIS search
for free on http://www.whois.sc/
Before opening an Account
in a Credit Card service, look at the company's rates.
Some companies are good for Auctions, Some for Subscriptions.
You have to count the transaction charges with your
product price. If you are selling products online, or
selling on eBay then look at the companies where you
have to pay a low percent charge and your Buyer doesn't
have to pay a lot, like: Paypal. Paypal doesn't charge your Buyers and has a very
low charge for Premium or Business Accounts. Most of
the Sellers Bidpay, A Western Union company
which is trusted but is designed for online Auctions.
Bidpay also has a very high charging rate for Buyers
which might cause you to lose Customers. If you have
a very large budget and have more customers , then 2Checkout is the best payment system
which accepts Credit Cards without any charges but does
not accept payments from Paypal Accounts which might
be a problem for some of your customers. It's always
a wise idea to provide 2 or 3 payment services for your
Customers; this will increase your sales.
Service Availability
There are many companies
which only accept customers from specific countries,
so always look at the Availability of the service in
your company and your currency, which could help you
save money by exchanging currencies. Paypal accepts
most of the countries which serve Credit Cards or have
a branch of International Bank. There are also many
Alternatives for countries not Accepted by paypal to
Accept Paypal Services for a fee. You also have to look
for the time it takes to withdraw your money to your
Bank Account or Credit Card. paypal, Bidpay, and other
American companies can transfer your money with in 3-5
days to any major country, but if you are in a country
where it will take days to weeks to transfer your money,
you should look for another Alternative.
Credit card Service
Integration
Integrating the Credit Card
Service to your websites saves time for your customers
and it's good for many shopping cart softwares which
can calculate all the details the customer needs, like
the shipping costs, charges, taxes, etc.
If you are selling large
amount of products online and know that most of your
customers will use Credit Cards, then 2Checkout is a service for you, It is
just like a Payment Service your Customers would use
in their daily life with Credit Card Machines. There
are a lot of free and commercial Shopping Cart and Payment
Service softwares written for the 2checkout system in
all PHP, ASP, PERL languages, like : OsCommerce.
If most of your Customers
are using Paypal, then you Integrate paypal for your
website using al ready made scripts or design one yourself.
If you are going to use a script for paypal, make sure
you can trust the Script Company and the script is reliable.
paypal system is easy to hack if you are not using Encryption.
It's recommended that you contact a Paypal IPN Expert
before integrating the service to your website to make
sure the system is safe and integrated properly.
Most of the Shopping cart
softwares support many payment services like: paypal
& 2Checkout and are able to integrate more payment
services. OsCommerce
is one of them; it has secure payment and service and
is used by thousands of shopping companies all over
the world.
Website Securing
& Licensing
Licensing your website and
securing your payment service is required if you are
going to be promoting your Business. Most people who
want to purchase online prefer trusted and secure websites.
Getting a license for your website is becoming a lot
easier now. Online Credit card services like: Paypal
offers easy to use Account Verification services; you
can be verified just by entering your credit card information
and putting the paypal verified logo in your website.
If you are considering to
invest in a Secure license for your website then Verisign has the Solution for
you. VeriSign Licenses are also another way to show
your visitors how secure your website is and they are
considered to be the most secure and recommended websites
available by internet websites and Gurus.
Trusted and popular
Payment Services:
Author: DolbyDesigns.com |
